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Horse Health 101 : Horse Health Library : Insuring Horses
  • Basic Types of Equine Insurance
    The basic types of coverage purchased by most horse owners are mortality and major medical policies, whichroughly correspond to life and health insurance for people. Generally, mortality insurance reimburses a horseowner if the horse dies. Depending on th...
  • Equine Insurance - The Basics
    The equine insurance industry is quite different from the insurance industry in the medical, i.e. human, field. Insuring your horse is a matter you need to consider very carefully. In most instances the premium is based on a percentage of the value of you...
  • Equine Loss of Use Insurance
    A variation on mortality coverage is called loss of use, which pays a percentage of the horse's value should an injury leave him permanently unable to perform in the discipline identified in the policy. For instance, if an injury ends a jumper's career, t...
  • Equine Mortality Insurance
    Every horse has value and equine mortality insurance protects that value. Though not a pleasant thought, it's important to consider what it would cost to replace your horse if he should die. Are you prepared to pay the cost yourself, or do you need an ins...
  • Medical and Surgical Equine Insurance
    Technological advancements are having a tremendous impact on equine health care, but the costs of certain treatments can be prohibitive. A major medical and surgical equine insurance policy may help you avoid the heartbreaking decision of whether you can ...
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