How does SHAREcareTM work if my horse develops colic?
Colic is a broad all-inclusive term that is generally used to describe any abdominal pain. Intestinal upsets occur for many reasons, most of which can be prevented. Typically, symptoms of colic will trigger an emergency farm call. Most cases of colic can be treated successfully on the farm. If symptoms persist, or the doctor determines it is more serious, the patient may need to be brought into the hospital. On admission, if the patient is deemed “surgical,” then SHAREcareTM applies. If the patient is managed with fluids and observation, SHAREcareTM does not apply, unless the patient’s condition worsens and surgery is determined to be necessary to preserve life.
Does SHAREcare™ help cover the costs of a hospitalized colic case that does not require surgery?
This program is for helping clients with the costs of surgical intervention. If a horse is hospitalized for colic, but the problem can be managed with I.V. fluids and medication, then SHAREcare™ does not apply to those expenses. If it is determined that surgery is necessary, all charges from that point on are covered by SHAREcare ™.
Is the deposit for admitting a colic patient reduced for SHAREcare™ patients?
The cost of currently admitting a horse for colic treatment in the hospital is $2500. The deposit is the same for all patients admitted for treatment, however, if your horse ends up requiring surgery, all costs after that decision is made are covered 50% up to the $8000.00 limit.
My horse had colic surgery several years ago, can it be enrolled in SHAREcare™?
If your horse hasn’t had any episodes of colic since the surgery, then they could qualify for coverage. The minimum time post-surgery is one year before a patient could be considered for coverage. Other health conditions may exclude a horse from coverage, and the primary care veterinarian will give final approval.
I use another veterinarian for my dental care. Since I have a licensed veterinarian do my dental work, could this substitute and allow my horse to be covered by SHAREcare™?
The care of a patient is critical to our success in preventing colic, and it’s a comprehensive program that requires the Mid-Rivers Veterinarians to be directly involved in every aspect of health-care. We cannot assure the level of care if we aren’t directly treating the patient, and for that reason, this would disqualify a horse from receiving coverage.
What are the core vaccines?
Rabies, Eastern and Western Encephalomyelitis, Tetanus, and West Nile disease are the four diseases that are considered deadly to horses. These diseases are all generally preventable with a yearly vaccine and have been designated by the American Association of Equine Practitioners (AAEP) as the core-vaccines required to protect your horse. Other vaccines such as Rhino/Flu, Flu-Avert, Potomac Horse Fever, and Strangles may be needed depending on your horse’s use and boarding situation. A good vaccination program is essential to your horse’s health and requires a conversation with one of the Mid-Rivers veterinarians.
How many fecal exams per year does Fecal(s) require?
Fecal exams are utilized as a way to monitor parasite infestation. Today’s deworming recommendations are focused on not only the patient’s health but also on identifying and reducing resistance development by parasites. Over de-worming is one of the major contributors to parasite resistance. Fecal exams are used to establish effectiveness in reducing fecal parasite egg counts.
Once it’s been determined that a patient is not harboring resistant parasites, then as little as one fecal exam may be required every year. However, the initial evaluation of the parasite loads and possible resistance could take up to three fecal exams in the first year. We typically do a fecal egg count before deworming and then two weeks later to insure the load was reduced to near negative status. One more exam would be done before the next deworming to insure a normal parasite load. This helps us understand the extent of the parasites your horse is being exposed to on pasture or in turn-out pens used by multiple horses.
Are there any other benefits that go with SHAREcare™ coverage?
Yes. There are some other benefits, and likely there will be more as time goes on.
- 10% discount on advanced dental procedures: Initially, SHAREcare™ horses also receive a 10% discount on any advanced dental procedures such as extractions or closed diastema corrections. Should your horse require extraction, the savings with this benefit alone will pay for the cost of qualifying your horse for SHAREcare™
- Invitation Only Events: SHAREcare™ clients will be given priority access for any events sponsored by Mid-Rivers Equine and are eligible for Invitation-Only events designed specifically for our SHAREcare™
Why does SHAREcare require two farm calls per year?
The care of a patient is critical to our success in preventing colic, and it’s a comprehensive program that requires the Mid-Rivers Veterinarians to be directly involved in every aspect of health-care. We would not be in a position to promote best-practices management if we aren’t directly seeing the patient in their home/farm/boarding environment and for that reason, this would disqualify a horse from receiving coverage.
Can a patient in a large boarding situation be enrolled in SHAREcare™?
It is possible but requires specific approval of the situation. Individual horse care management must be available, and some large boarding situations don’t allow for specific individual requirements. All applications for SHAREcare™ require your primary care veterinarian to approve the enrollment, and they are in the position of making eligibility recommendations.
What is the typical cost of colic surgery?
A typical colic surgery today will very likely involve an 8-day hospital stay, and a total bill will very probably be more than $8,500 if the inciting cause of the colic does not require removal of any intestine. Removal of any length of the intestinal tract is called resection and will complicate an average recovery. Intestinal resections will increase the length of hospital stay, increase the likelihood of complications, and will dramatically increase the total cost. SHAREcare™ was designed, taking into account a resection as a possibility.
How do I enroll my horse in SHAREcare™?
Complete the online enrollment form.
Can I enroll my horse at any time during the year?
Yes, you can complete an application and request enrollment at any time during the calendar year. Please note, regardless of when your horse is enrolled, COVERAGE EXPIRES ON FEBRUARY 28th or February 29th in a leap year.
Do I have to register my horse every year?
You may select to auto-renew and if the horse remains eligible with doctor approval coverage will not lapse. If you choose not to auto-renew then yes, you will have to complete an application each year. SHAREcare™ runs from March 1st to February 28th or February 29th in a leap year, and regardless of enrollment date, all coverage expires at the end of February and needs renewal.